Holding 5 $BTC , but suddenly need $50K USDT for a short-term payment. Selling BTC now doesn’t feel right while the market is still bullish and could potentially push toward $100K. 😅

So instead of selling, I started looking into DeFi lending with BTC as collateral.

After researching for about an hour, @TermMax caught my attention because it offers fixed-rate borrowing, making the borrowing cost easier to manage.

I can use 5 BTC as collateral to borrow $50K USDT with only around 12.8–13.3% LTV — relatively conservative for this loan size.

The process is simple:
→ Choose collateral: WBTC, cbBTC, wstrBTC…
→ Select the market & maturity
→ Lock the interest rate upfront
→ Receive USDT

This way, I can access the $50K I need without selling my BTC. 🚀

#TermMax $ETH $SOL