A low borrowing rate today doesn’t always mean a low borrowing cost tomorrow.

Variable rates can change with market conditions. For DeFi users, that uncertainty can make it difficult to plan how much a position will actually cost over time.

A fixed-rate model approaches this problem differently: the borrowing rate can be known upfront for a defined period.

That’s what makes @TermMax interesting to me — it brings more predictability to DeFi lending and borrowing.

What would you prefer: the lowest rate today, or a predictable rate you can plan around?

#TermMax