DeFi lending is great, but floating rates can honestly be a headache when you’re trying to plan long-term positions.
That’s what made me look closer at TermMax.
Instead of leaving borrowing costs open to constant APY swings, it lets you lock in fixed rates and fixed terms upfront. You can know your borrowing cost and expected terms before entering a position.
What stands out to me isn't just fixed rates, but how V2 approaches liquidity:
Unified curator & limit orders into one system Multi-chain access across 10 EVM chains from a single UI
Over $31M in current TVL
I wouldn’t take TVL alone as proof of long-term success—depth of liquidity during volatile market moves is the real test for any fixed-term protocol.
But from a risk management side, having predictable rates makes hedging strategies and structured credit far more practical on-chain.
I'm keeping an eye on how tight the fixed vs floating spread stays as V2 grows. Are you guys hedging with fixed rates yet, or sticking to floating pools?
@TermMax #TermMax
That’s what made me look closer at TermMax.
Instead of leaving borrowing costs open to constant APY swings, it lets you lock in fixed rates and fixed terms upfront. You can know your borrowing cost and expected terms before entering a position.
What stands out to me isn't just fixed rates, but how V2 approaches liquidity:
Unified curator & limit orders into one system Multi-chain access across 10 EVM chains from a single UI
Over $31M in current TVL
I wouldn’t take TVL alone as proof of long-term success—depth of liquidity during volatile market moves is the real test for any fixed-term protocol.
But from a risk management side, having predictable rates makes hedging strategies and structured credit far more practical on-chain.
I'm keeping an eye on how tight the fixed vs floating spread stays as V2 grows. Are you guys hedging with fixed rates yet, or sticking to floating pools?
@TermMax #TermMax