In 1912, J.P. Morgan told Congress: "Gold is money. Everything else is credit."
He was talking about counterparty risk, the gap between an asset that stands on its own and one that depends on someone else's promise. Stellar was built to close that same gap for everything else, settling real-world assets onchain without a middleman standing between you and your money.
Central banks bought over 1,000 tonnes of gold in 2024, the third straight year above that mark. Global trading volumes averaged $361 billion a day in 2025 across OTC markets, exchanges, and ETFs. That's the liquidity profile Stellar's RWA rails are built to carry, sub-cent fees and 5-second settlement for an asset class that has always demanded trust and scale.
Gold proved the model: no issuer, no counterparty, no government that can devalue it by decree. Stellar is the chain making that model programmable.
$XLM is the network carrying gold's oldest promise onchain.
He was talking about counterparty risk, the gap between an asset that stands on its own and one that depends on someone else's promise. Stellar was built to close that same gap for everything else, settling real-world assets onchain without a middleman standing between you and your money.
Central banks bought over 1,000 tonnes of gold in 2024, the third straight year above that mark. Global trading volumes averaged $361 billion a day in 2025 across OTC markets, exchanges, and ETFs. That's the liquidity profile Stellar's RWA rails are built to carry, sub-cent fees and 5-second settlement for an asset class that has always demanded trust and scale.
Gold proved the model: no issuer, no counterparty, no government that can devalue it by decree. Stellar is the chain making that model programmable.
$XLM is the network carrying gold's oldest promise onchain.