X Money just dropped for US Premium/Premium+ users.

Payments, deposit accounts, and a Visa debit card — all native in the app.

Elon's been talking about this for years. Now it's actually live.

This could be the first real step toward making X the everything app. If crypto rails get integrated next, things get spicy.

Watch how fast adoption moves. If normies start holding balances in X, that's a new distribution channel for stablecoins and on-ramps.