Auto-Invest
Accumulate Crypto on Autopilot.
Create your own Auto-Invest Plan
Regularly invest in cryptocurrency with a pre-determined amount and accumulate your crypto holdings
1
Start creating your Auto-Invest Plan
Pick a coin you want to invest in, decide your investment amount and schedule a recurring plan.
2
Use the Auto-Invest plan to earn passive income
Once invested, you can receive daily earnings from Simple Earn.
Auto-Invest
#Start growing your assets on autopilot
All Cryptos
Portfolios
Index
FAQ
1. What is Auto-Invest?
Auto-Invest allows you to automate crypto investments and grow your crypto holdings. It is a dollar-cost averaging (DCA) strategy. You can choose the cryptocurrencies you want to purchase on a regular basis.
You can choose to create a [Single Token] plan for a single cryptocurrency, or create a [Portfolio] plan to buy multiple cryptocurrencies in one portfolio. Additionally, you can create an [Index-Linked plan] if the service is offered to you in your local jurisdictions, find out more below at What is the Auto-Invest Index-Linked Plan?
In some jurisdictions, your purchased BNB will be automatically deposited into BNB Vault, and the other crypto purchased will be deposited to your Simple Earn Flexible Products account, so you can grow your crypto holdings.
2. What cryptocurrencies, stablecoins and fiat currencies are offered on Auto-Invest?
For the full set of cryptocurrencies, stablecoins and fiat currencies supported, explore our products or visit our official FAQ.
3. How does Auto-Invest work?
Step 1 - Choose the crypto you want to buy or a [Multi Assets] purchase.
Step 2 - Choose how much you want to buy and select your preferred payment method - stablecoins, fiat currencies or cryptos that are allowed for subscriptions.
Step 3 - Select a Payment Order. You can also choose to enable the [Simple Earn Wallet] option. Once enabled, if your Spot Wallet balance is insufficient, the system will automatically redeem the assets from your balance in Simple Earn Flexible Products to complete the purchase.
Step 4 - Select a Recurring cycle on how often you want to buy crypto or One-Time purchase.
Step 5 - Invest
4. What is the difference between a Recurring vs One-Time transaction?
One-Time purchase: Allows you to subscribe to a cryptocurrency, portfolio and index-linked plan once in real-time
Recurring Purchase: Allows you to subscribe to a cryptocurrency, portfolio and index-linked plan on an hourly, 4-hourly, 8-hourly, 12-hourly,daily, weekly, bi-weekly, or monthly basis.
5. Where are my Auto-Invest assets?
Single Token and Portfolio Assets
Your purchased BNB will be automatically deposited into the BNB Vault, and the other crypto purchased will be deposited to your Simple Earn Flexible Products account. You can redeem your crypto anytime from [Wallet] - [Earn]. Scroll to the asset you want to redeem and click [Redeem]. The rewards you earn will be in accordance with the Simple Earn Terms of Service.
In some jurisdictions and circumstances, these digital assets will be transferred to your Spot Wallet and will not earn Simple Earn Flexible rewards. These include but are not limited to:
â˘When the Simple Earn Flexible Products quota is sold out.
â˘When Simple Earn Flexible Products are not available in your region.
â˘When the crypto is offered on Auto-Invest and not Simple Earn Flexible Products.
Index-Linked Plan Assets
Cryptocurrencies purchased through Index-Linked Plan will be retained within the Auto-Invest account, and will not be deposited into the Simple Earn Flexible Products account. They do not generate Simple Earn Rewards. Please click [Go to Wallet] on the Auto-Invest Homepage to check your purchased cryptocurrencies.
6. What happens to my Auto-Invest purchase when I donât have sufficient balance in my Spot Wallet?
If you have enabled the [Simple Earn Wallet Balance] option and the balance in your Spot Wallet is insufficient to cover the Auto-Invest plan purchase, the system will automatically redeem the assets from your Simple Earn Flexible Products account to complete the purchase.
If you don't enable the function, the purchase will fail. The system will try to make another purchase on the next Auto-Invest date.
7. How many Auto-Invest plans can I subscribe to?
There is a maximum limit of 100 Auto-Invest plans that you can subscribe to. This applies to all plans under My Portfolio & My Index-Linked, but excludes any campaign reward plans. If you experience a âPlan limit reachedâ error, please remove your other unused plans. We strongly encourage you to regularly remove failed plans or unused plans to avoid hitting the limit.
8. How to edit, pause or stop my Auto-Invest plans?
You can edit a plan, for example, change the amount or frequency of the investment using the following:
1. On the Auto-Invest Home page, use the editing options available under each plan.
2. On the Earn Wallet Page, click [Edit] to edit your plan.
You can pause or stop your Auto-Invest plans using one of the following options:
1. On the Auto-Invest Homepage, you can toggle the button next to [On/Off] to pause or resume a plan. To stop a plan permanently, use the editing options available under each plan.
2. On the Earn Wallet Page, you can also repeat the steps above to pause or stop your Auto-Invest plans.
9. What are the differences between Auto-Invest & Recurring Buy?
Auto-Invest is similar to Recurring Buy. They both allow you to automate crypto purchases regularly. However, Auto-Invest will automatically deposit your purchased crypto like Bitcoin and Ethereum into your Simple Earn Flexible Products account, so you can grow your crypto holdings easily. Apart from that, Auto-Invest supports buying crypto with stablecoins, fiat currencies or cryptos that are allowed for subscription, while Recurring Buy supports fiat with Credit/Debit Card payments.
Note: In some jurisdictions and circumstances, the digital assets purchased on Auto-Invest will be transferred to your Spot Wallet and will not earn Simple Earn Flexible rewards, please see Where are my Auto-Invest assets?
10. At what price will the transactions of my Auto-Invest plans be executed?
Auto-Invest prices are different to market prices on Binance Spot, Convert, and Liquidity pools. Auto-invest is a premium service with features including automatic purchases, a fully curated Portfolio service, a fully self-managed Index-Linked Plan service and advanced management of plans. As a result, Auto-Invest prices may not be the same as Binance Spot Market, Convert & Liquidity Pool Prices. You should consider whether this is important to you before subscribing. All Auto-Invest transactions are conducted in accordance with the Auto-Invest Terms of Use.
The price of the cryptos purchased will be recorded under [Auto-Invest History] page. Disclaimer: Binance has no obligation to ensure that you have purchased Digital Assets using the best available exchange rate.
11. What fee will I be charged for Auto-Invest subscriptions?
There will be a fee charged for all purchases on Auto-Invest. The percentage & amount of fees charged per transaction will be displayed in the Auto-Invest purchase history under [History] - [Subscription].
The amount of cryptocurrencies purchased will be determined by the price quote used in our Auto-Invest transaction system. For more information, please see At what price will the transactions of my Auto-Invest plans be executed?
For Index-Linked Plan Rebalancing Fees: There is an additional rebalancing fee, please see Will I be charged a rebalancing fee? Disclaimer: Binance may change these fees from time to time, and will communicate that changes by updating the purchase summary and history under [History] - [Subscription].
12. What is the Auto-Invest Index-Linked Plan?
The Auto-Invest Index-Linked Plan allows you to automate the purchase of cryptocurrencies that make up the Binance CoinMarketCap (CMC) Top 10 Equal-Weighted Index. You can buy the tokens in the same proportion as the Index on a periodic basis, and the monthly portfolio rebalancing offers you a convenient way to continue to hold cryptocurrency in the same proportion as the Index as it changes over time.
For more information, please see our FAQ on What Is Auto-Invest Index-Linked Plan and How to Use It?
13. What is in the Index-Linked Plan and the filtering criteria?
The cryptocurrencies that make up the index are dependent on the filtering criteria of the index constituents of the Binance CoinMarketCap (CMC) Top 10 Equal-Weighted Index:
- Have been listed on the Binance Exchange Platform and CoinMarketCap for at least 30 days;
- Are not wrapped, pegged to another digital asset, non-digital (Fiat) currencies, group of those currencies, or physical assets;
- Are not algorithmic stablecoins;
- Does not include CoinMarketCap Top Memes Tokens by Market Capitalization;
14. How to create an Auto-Invest Index-Linked Plan?
1. Go to [Multi Assets] - [Index-Linked]. Tap [Subscribe] to start.
2. You will see the Top 10 Equal-Weighted Index stats and constituents.
3. Insert subscription [Amount] either in stablecoins, fiat currencies or cryptos that are allowed for subscriptions.
4. Select a Payment Order. You can also choose to enable the [Simple Earn Wallet] option. Once enabled, if your Spot Wallet balance is insufficient, the system will automatically redeem the assets from your balance in Simple Earn Flexible Products to complete the purchase.
5. Then, select the [Recurring Cycle] and a specific [Time] for the purchase. You can Toggle [One-Time] to enable one-time purchase!
6. Read the notes and check the box next to each to confirm. Tap [Confirm] to create the plan.
7. Your Auto-Invest Index-Linked Plan has now been created and will be processed based on your recurring cycle settings!
15. How to manage my Auto-Invest Index-Linked Plan?
Please note that you cannot view, edit, redeem, or remove a plan during the rebalancing period.
Go to [My Auto-Invest Plan] - [My Index-Linked] to manage your ongoing plans - both Recurring and One-Time purchases. To manage a plan, use the editing options available under each plan.
Any Recurring purchases of the Auto-Invest Index-Linked Plans scheduled during the rebalancing period will be skipped. The plan will resume normal after the rebalancing is completed. New One-Time purchases of the Auto-Invest Index-Linked Plans are not allowed during rebalancing, but your existing and already processed One-Time purchases will go through monthly rebalancing.
Redeem Assets
To redeem your purchased assets, go to the [Earn Wallet] and click [Redeem]. Enter the redemption percentage and tap [Confirm]. Your redeemed assets will be distributed to your Spot Wallet within a few minutes.
Remove the Plan
To remove the plan, go to the Auto-Invest Home page and do either 1 of the following:
1. Click on the [Bin] icon next to the desired plan and click [Remove].
2. Click on the [Next Auto-Invest Date] Schedule and click [Remove Plan].
16. How do I redeem the assets purchased through the Index-Linked Plan?
You can redeem a portion or the total amount of the purchased assets from your Recurring or One-Time Index-Linked Plan anytime, except when the plan is being rebalanced.
Please note that you need to redeem all tokens on the plan with an equal percentage. For example, you can redeem 20% of the 10 tokens you purchased from the plan, but you cannot redeem 20% of a single token only.
17. How to view my Auto-Invest Index-Linked Plan history?
To view your plan records, click [Go to History] on the Auto-Invest Homepage. Here you can view your subscription, redemption, and rebalancing records.
You may use the filters to search for a specific plan's record.
18. When will my index-linked plan transactions be processed?
For Recurring purchases: All Recurring index-linked plan transactions are submitted for processing at the scheduled time and the transactions will be successfully processed in a timely manner depending on dynamic factors such as number of transactions to be processed.
For One-Time purchase: All One-Time index-linked plan transactions are real-time transactions.
Disclaimer: Binance will make reasonable efforts to ensure that transactions on the Platform are processed in a timely manner, however sometimes factors outside of our control may slow down processing times. See our terms and conditions for more details.
19. What is rebalancing and when does it occur?
All Index-Linked Plans assets (Recurring or One-Time) retained within the Auto-Invest account will experience a monthly rebalancing.
As the cryptocurrency market is ever-changing, the value of each cryptocurrency may change over time. Through regular rebalancing, you can automatically buy and sell portions of your cryptocurrency holdings to bring each asset's weight to an allocation that matches the Index.
On the fourth Monday of every month at UTC 00:00, the data provided by the indexâs data provider, at that time, will be used for the purposes of Rebalancing. On the Friday of the same week, the rebalancing of Auto-Invest Index-Linked Plan will start at any time within the day and will finish after approximately 3-6 hours. You cannot view, edit, redeem, or remove the plan during the rebalancing period. Once completed, you will be able to view the revised plan details from [My Auto-Invest Plan] - [My Index-Linked].
Please note that after rebalancing, the list of assets may differ compared to before rebalancing.
Any Auto-Invest Index-Linked Plan transactions scheduled during the rebalancing period will be skipped. The plan will resume as normal after the rebalancing is completed. Any plans redeemed before the monthly rebalancing will not be rebalanced.
20. How do I stop rebalancing?
You cannot stop rebalancing. As long as you have the available assets in a Recurring or One-Time Index-Linked plan, the portfolio will rebalance regularly.
Please note that even if you pause the plan, the rebalancing will still happen every month.
21. Will I be charged a rebalancing fee?
You will be charged a rebalancing fee when your Index-Linked Plan rebalances to match, as near as possible, the composition of a Binance Index (e.g., the Top 10 Equal-Weighted Index).
Disclaimer: Binance may change these fees from time to time, and will communicate that changes by updating the rebalancing summary and history under [History] - [Rebalancing].
22. Disclaimer
These Auto-Invest FAQs are for guidance only, and they may have been translated and published in different languages. In the event of any inconsistency, misstatements, omissions or errors appearing in any translated version, the English version shall prevail. For full details please see our terms and conditions set out under our Official Terms of Use.
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